Step 1: Placement

I want to help you find the perfect placement for your home! Whether you're interested in purchasing land, joining a home community, or placing on family land. We will discuss in detail the areas you would like to be in and what the perfect placement looks like for you. I place high importance on commute to job, school district for children, and the overall value for you and your family. You can rest assured that I'll keep your best interests in mind, and help you make an informed decision.

Step 2: Credit 

Taking the time to check your credit and explore your financing options is crucial in the home buying process. It will help to make the most informed decision, find the best lender specific to your for your needs.

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As an independent dealer, I work with 10 lenders for financing. They cater and work best for different situations. Programs offered include bank statements in lieu of tax returns, down payment assistance, FHA, VA, etc. Corporate dealers place little importance on this crucial aspect of buying a house since they are vertically integrated. This means a Clayton dealership will sell you a Clayton home and force you on to their own lender Vanderbilt Mortgage. They want to make a long dollar vs getting the financing and home that is best for your needs.

I will also help you identify any potential issues that may need to be addressed before applying for ensure a smooth and stress-free home buying process!

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Step 3: Budget

Determining your debt-to-income ratio is a crucial step when financing a home. This ratio compares your monthly debt payments to your monthly income. This information is important for a lender to determine how much home you can purchase monthly payment wise.

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Finding the right home and payment for your overall budget is essential when financing a home. It can help you avoid financial stress and ensure that you are able to achieve your goal of owning a home without sacrificing your other financial goals or quality of life.

Step 4: Pick your home!

Picking your family's dream home is an exciting and fulfilling experience. After we consider budget, lifestyle, and preferences, you will finally pick a home that you can be proud of. From a selection of 12 name brands starting at $49,900. You choose your home! You choose your payment!